How It Works

Helping you find loans within an hour is what we specialise in at 1 Hour Loans. Finding loans when you need it is easy through us. We have also made the application as well as approval procedure easy so that you can get hold of the cash you need in a hassle free way. So, no matter what short term emergency needs you are facing, you can always count on us to lay hands on the right loan deal.

To apply for a loan through us you will just need to fill in a small application with the necessary details and submit it. Make sure that you provide complete and correct details and submit it. We will process your request and get back to you with loan deals by lenders you trust in no time.

However ahead of applying you will need to confirm that you are a citizen of Australia, be above 18 years, hold an active bank account and earn fixed income at the end of every month. Anyone who can meet these simple preconditions can apply for a loan through us and get the loaned amount deposited directly into account.

You will neither have to pledge any security nor fax any documents ahead of applying for a loan. As we offer short term loans, they fall under unsecured form and demand no collateral. So, apply and get the money aid you need with ease!

 Warning about borrowing
You Borrow $1500 over 12 weeks, the Establishment fee (up to 20% of principal) is $300 and the total Monthly Fee (up to 4% of principal) is $180

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia