FAQs

How can I get cash within an hour?
Applying for a loan at 1 Hour Loans will help you easily get the cash you need within an hour of applying. Our easy approval and hassle free application procedure will make getting additional cash in hand even more quick and smooth.

When can I apply for a loan?
You can apply for a loan at any time whenever you are in need of additional cash assistance. Whether you need to fix your car, pay house rent, medical expenses or for any unplanned travel expenditure, you can apply for these loans to take care of all sort of requirements.

Am I eligible to apply?
To be considered as eligible you need to confirm that you are a citizen of Australia, have attained 18 years of age, hold a valid bank account and earn fixed income at the end of every month. Your monthly income should not be less than AU$1,000 and your bank account should accept direct cash.

I am tagged with bad credit rating. Can I still apply?
Of course you can apply! No matter whether you have bad credit, poor credit or have not yet started building credit history, you can still qualify for a loan through us, provided you meet a few preconditions.

Do I need to pledge any security against the borrowed money?
All our loan services fall under unsecured form. Thus, you do not need to place any security against the borrowed money. You can also avoid other time consuming formalities such as documentation and paperwork. Non-existence of these formalities will accelerate the procedure and help you get quick cash in hand.

How do I apply?
To apply for our matchless loan service all you will need to do is complete a short and simple online application with the necessary details and submit it. We will process your application and get back to you with a customised loan deal that meets your requirement in no time.

 Warning about borrowing
You Borrow - $100 You Pay - $124 Representative APR 1223.6% (Variable)

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
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PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.